We offer several financing options including:


No interest if paid in full within 18 months

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

Subject to credit approval. Ask for details.

* The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/05/2023 and is subject to change. For current information, call us at 1-800-431-5921. 


Reduced Rate of 9.9% APR with custom payments

Custom monthly payments of 1.90% of the amount financed.*

Subject to credit approval. Ask for details. 

* The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. Monthly payments of at least 1.9% of the purchase balance are required during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/05/2023 and is subject to change. For current information, call us at 1-800-431-5921. 


9.9% APR with 120 equal monthly payments

with a minimum purchase of $7,500.00.*
Subject to credit approval. Ask for details. 

* The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR of 9.9% will apply to the qualifying purchase, and 120 monthly payments equal to 1.32% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/05/2023 and is subject to change. For current information, call us at 1-800-431-5921. 



Promotional financing offered everyday for any amount.